Products

Keertana offers a thoughtfully designed range of secured lending products that cater to the evolving financial needs of individuals and businesses. Our focus is on providing credit that supports productive, growth-oriented, and responsible financial behaviour.

At the core of our portfolio is the Gold Loan, which we view not merely as a short-term or emergency facility, but as a versatile financial solution — empowering customers to meet working capital requirements, fund business expansion, or address personal needs in a prudent manner. Complementing this are our Loan Against Property and Home Loan products, which enable customers to unlock the value of their assets, invest in their enterprises, and realize long-term aspirations.

By maintaining an exclusively secured portfolio, Keertana ensures stability, transparency, and confidence across all stakeholders — offering financial solutions that are as responsible as they are empowering.

Gold Loans

  • Secured loans against gold ornaments
  • Minimum ticket size of Rs.1K
  • Ornaments must be a minimum of 18 carats
  • Tenure ranges from 3 to 10 months.

Housing Loans

  • Affordable housing finance solutions
  • Average ticket size from Rs.3L - 10L
  • Minimum monthly income should be Rs.20K
  • Tenure varies from 3 - 12 years

Loan Against Property

  • Access to individuals having non-salaried income
  • Secured loans for business use
  • Average ticket size from Rs.3L - 10L
  • Flexible repayment period from 3 - 12 years