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board & management team

Board of Directors

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Padmaja Reddy

Managing Director

Padmaja Reddy is the Promoter, and Managing Director of Keertana. Prior to this, she founded Spandana Sphoorty Financial Limited, took it from a humble not-for-profit beginning to one of the largest MFIs in the country. She scripted a turnaround story of Spandana which went in CDR post 2010 Microfinance crisis, by reviving it and taking it to IPO in less than two years. She is currently serving as Non-Executive Director on the Board of Spandana. She has over 24 years of experience in financial services and Development domains. She holds a master’s degree in Business Administration and has pursued trainings on Microfinance from Naropa University, Durham University Business School and Harvard Business School.

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Vijaya Sivarami Reddy Vendidandi

Director

Mr. Vijaya Sivarami Reddy was part of the founding team of Spandana Sphoorty Financial Limited, the second largest microfinance institution in India till November, 2021. He has been associated with Spandana, since its inception and played crucial role in setting up the operations of the company in its initial stages. He was in-fact the branch manager of Spandana’s very first branch in Guntur town of Andhra Pradesh. He later served as a regional manager and was involved in various operational roles over the years. He has always been an investor in Spandana since its inception in 2003 and continues to be an investor. He holds a Master’s Degree in English Literature. Before working with Spandana, he worked as a lecturer and assumed administrative roles with educational institutions for close to 10 years.

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Mahesh S. Payannavar

Independent Director

Mr. Mahesh is a senior Banker with diverse experience in the field of banking and financial services sector at leadership roles. He was a Business Head at IDFC First Bank with primary focus on Corporate NBFC loans, securitization, risk management, compliance and structuring transactions. He has multi decade experience at senior positions in Private Equity Funding, Treasury, Fixed Income, Capital Markets and Corporate Finance. He is a strategic thinker with analytical bend and has proven track record of building profitable businesses.

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Vara Prasad Chaganti

Independent Director

Vara Prasad is a veteran Banker turned Agri-preneur with over 17 years of experience in various banks and financial institutions. He has held diverse positions of responsibility during his professional career spanning BASIX, ICICI Bank, ABN/RBS and his last assignment with IndusInd Bank, prior to starting up. He last served as Vice President and Business Head for Inclusive Banking Business at the Bank. He is currently the Founder and Managing Director of S.Trace Agri Business Solutions, an Agri-Tech company which is end-end, full stack service provider to the farmers, set up with a vision to promoting climate resilient responsible agriculture, thereby enhancing wealth to farmers, health to consumers and well-being to the environment

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Raghu Venkata Harish

Independent Director

Raghu Venkata Harish is the Co-founder, CEO and MD of Saggraha Management Services. Saggraha is a bottom of the Pyramid financial services provider with a mission to contribute to the country's financial inclusion effort. Harish has 25 years of experience in Agri, rural, banking and financial services. In his previous role, he has worked as the COO of Future Financial Services Ltd, Trident Microfinance and as a CPO at Spandana. During his long career, he was with Fullerton Rural, ICICI bank, and Madras Fertilizers in various business centric roles. He has experience handling sales, operations, channel management, branch banking, sales, HR, media and PR and marketing. He holds a bachelor’s degree in (B.Sc.) Agriculture, PGDBM and EGMP from IIM - Bangalore

management team

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Prakash Bhawnani

Chief Financial Officer

Prakash Bhawnani, a seasoned finance professional with over 14 years of expertise, has made significant contributions across esteemed organizations. His impactful journey encompasses key roles at ICICI Bank, Union Bank, Reliance Industries, Home Credit, and India Shelter Finance Corporation Ltd, where he excelled in leading Treasury and Financial Planning functions. With a dynamic academic background, Prakash holds a Chartered Financial Analyst (CFA) designation from CFAI, USA, and is a Company Secretary (CS) and CAIIB. He earned his MBA from ICFAI Bangalore, complemented by an MS in Finance. Furthermore, Prakash stands as an esteemed alumnus of IIM Calcutta's leadership program for CFOs. Prakash Bhawnani's wealth of experience coupled with his comprehensive academic qualifications positions him as a distinguished professional ready to bring strategic financial acumen to Keertana as a CFO.

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Komal Ratlani

Company Secretary

Ms. Komal Ratlani is an experienced and highly skilled Company Secretary with expertise in corporate governance, legal compliance, and regulatory affairs. She has a comprehensive understanding of corporate laws and regulations and plays a crucial role in ensuring the company's adherence to statutory obligations. With excellent communication and organizational skills, she efficiently manages board meetings, maintains company records, and facilitates effective communication between the board of directors and shareholders. Her commitment to upholding ethical practices and promoting transparency contributes to the company's strong corporate governance framework.

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Siva Kumar Reddy

SVP - Operations Head

Siva Kumar Reddy, an accomplished banker, recently held the position of Vice President at Axis Bank Ltd. Possessing a post-graduate degree from Manipal University and a bachelor's degree in Computer Science Engineering, Siva has accumulated extensive expertise across various domains, including Credit, operations, transactions, and technology. His career path includes significant roles at prestigious institutions such as Indusind Bank, Kotak Mahindra Bank, Yes Bank, and ICICI Bank. Renowned for his meticulous attention to detail and a customer-centric approach, Siva has played a pivotal role in implementing digital solutions, expanding portfolios, and overseeing API banking transactions. Beyond his professional achievements, Siva showcases a diverse set of interests, including reading, dancing, and mentoring. This underscores his versatility as a professional, reflecting a wealth of skills and accomplishments in the banking industry.

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KLNV Prasad

SVP - Business Head

KLNV Prasad is an accomplished professional with 24 years of experience across the FMCG, Telecom, and Retail sectors, with a robust presence in both South and North Indian Markets. He has contributed significantly to esteemed organizations such as Marico Industries, Parle International, Hutchisson Essar, Zee Turner, Reliance Communications, Tata Teleservices, The Mobile Store and Reliance Retail. In his most recent role as the State Operations Head for Own Stores at Reliance Retail, he led the oversight of electronic retail and telecom services. With a wealth of expertise in spearheading startup initiatives and effectively scaling operations, he consistently champions a customer-centric approach. Proficient in implementing and driving tools like NPS, CSAT, etc., he has successfully steered cross-functional teams towards achieving time-sensitive projects with comprehensive objectives. His focus remains firmly oriented towards ensuring adherence to SOPs and stringent process compliance. Presently, he is entrusted with overseeing the overall operations of MSME and JLG Business Verticals in Keertana.

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Dinesh Singareni

Vice President

Mr. Dinesh is skilled Finance professional with 18 years of rich experience and was previously Associated with Spandana sphoorty Financial Ltd as Associate vice President. He has worked in different states and roles with expertise in setting up operations, and has worked during 2010 crisis in MFI segment. He holds strong command around Andhra Pradesh and Telangana, He holds a bachelor's Degree in economics From Anna University and hails from Vijayawada, Andhra Pradesh.

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Rudrapati Skylab

Vice President

Mr. Skylab is a seasoned professional with nearly two decades of expertise in the MFI segment. He has a clear understanding of setting up branches and managing operations in Telangana and Andhra Pradesh. He is previously associated with Spandana Sphoorty Financial Limited. He has successfully tackled various issues during the 2010 crisis. He holds a bachelor’s degree in BSc from Acharya Nagarjuna University – Krishna District.

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